Ten tips to help your employees avoid being double billed or overcharged for hospital stays. Hospitals overcharge on average $1,300.00 per hospital visit, which adds up to $10 billion dollars of overcharging per year.
"More than 90% of the hospital bills I've audited have gross overcharges," says one hospital auditor.
"I've seen $90 charged for a 70-cent I.V. How about $129 for a mucous recovery system? That's a box of Kleenex," Johnson adds. She's also seen charges for ordinary supplies, such as towels and sheets, that should be included in the room charges.
The ten tips:
- For non-emergency stays, review your policy before going in so you know what is and is not covered when you get there.
- Find out what is not included as part of your room charge and bring things that are not covered with you.
- Ask for an estimate from your doctor.
- Make sure all of your attending staff are covered by your health plan.
- Keep a record of all the procedures that are being done on you.
- Save the explanation of benefits (EOB) that is sent prior to the bill.
- Never pay the bill at the hospital. Always wait until you are billed at home.
- Compare your EOB and your bill with your record of procedures you kept.
- Get an itemized bill from the billing department. Do not settle for misc fees or lab fees. Every state requires itemized bills.
- Get your medical records and compare against your itemized bill to make sure the treatments you are charged for were actually performed.